BitLoan Marketplace

Unlock the value of your cryptocurrency without selling it. Use your BTC or ETH as collateral to secure loans while maintaining ownership of your assets.

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Secure Collateral

Your cryptocurrency remains in secure, multi-signature custody. We never rehypothecate your collateral or lend it to other users. Your assets stay yours.

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Competitive Rates

Access loans with competitive interest rates ranging from 6% to 12% APR. Rates are determined by market conditions, loan term, and collateral type.

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No Margin Calls - Ever

Unlike traditional lending platforms, we never issue margin calls. Your loan terms remain stable regardless of market volatility, giving you peace of mind.

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Tokenized Positions

Loans are tokenized, allowing you to buy, sell, or trade loan positions. Earn passive income by providing liquidity to the lending market.

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Fast Processing

Get approved quickly with streamlined application processes. No credit checks required when using cryptocurrency as collateral.

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Flexible Terms

Choose loan terms that work for you, from 6 to 48 months. Repay early without penalties or take out a new loan when needed.

How It Works

  • Deposit Bitcoin (BTC) or Ethereum (ETH) as collateral for your loan
  • Receive USD loans based on the value of your collateral (up to 40% LTV)
  • Your crypto remains locked until you repay the loan
  • Make monthly payments or repay early without prepayment penalties
  • Access your collateral immediately upon full repayment

Supported Cryptocurrencies

  • Bitcoin (BTC) - Up to 40% loan-to-value ratio
  • Ethereum (ETH) - Up to 40% loan-to-value ratio

We're continuously evaluating additional cryptocurrencies to add to our platform.

Key Features

  • Minimum loan amount: $200
  • No credit checks required for collateralized loans
  • Industry-standard security with multi-signature wallets and cold storage
  • Full transparency with real-time loan tracking
  • 24/7 customer support
  • Referral program: Earn $50 for each friend you refer